Texas Paycheck Calculator 2026
Created by: Emma Collins
Last updated:
Calculate your 2026 Texas take-home pay for salary or hourly wages. Texas has no state income tax, so see exactly what federal tax, Social Security and Medicare take from each paycheck.
Texas Paycheck Calculator
FinanceEstimate your Texas take-home pay after federal income tax, Social Security, Medicare and payroll deductions. Texas has no state income tax.
Traditional (pre-tax) only
Through payroll
Roth 401(k), union dues, garnishments
Texas take-home pay in 2026
Texas has no state income tax, so the only taxes withheld from a Texas paycheck are federal income tax, Social Security and Medicare. This calculator uses the 2026 federal tax brackets, the $16,100 standard deduction for single filers ($32,200 for married couples filing jointly), and the 2026 Social Security wage base of $184,500.
It works for salaried and hourly jobs, including overtime. Switch the tax year to 2025 to check the year you are filing a return for now.
Examples
$60,000 salary, single, paid biweekly
Federal income tax is about $5,020, Social Security is $3,720 and Medicare is $870. Take-home pay is $50,390 a year, or $1,938.08 per paycheck, an effective tax rate of 16.0%.
$120,000 salary, married filing jointly
The larger joint standard deduction keeps federal income tax to about $10,040. Take-home pay is $100,780 a year, or $3,876.15 every two weeks.
$20 an hour with 5 hours of weekly overtime
Forty regular hours plus five overtime hours at $30 earn $49,400 a year. After $3,748 federal income tax and payroll taxes, weekly take-home pay is about $805.25, or $17.89 for every hour worked. Overtime may also qualify for the federal no tax on overtime deduction when you file, which paychecks do not reflect.
Texas take-home pay by salary
2026, no pre-tax deductions, paid biweekly (26 paychecks).
| Salary | Single: per year | Single: per paycheck | Married: per year | Married: per paycheck |
|---|---|---|---|---|
| $30,000 | $26,285 | $1,010.96 | $27,705 | $1,065.58 |
| $40,000 | $34,320 | $1,320.00 | $36,160 | $1,390.77 |
| $50,000 | $42,355 | $1,629.04 | $44,395 | $1,707.50 |
| $60,000 | $50,390 | $1,938.08 | $52,570 | $2,021.92 |
| $75,000 | $61,593 | $2,368.94 | $64,623 | $2,485.48 |
| $100,000 | $79,180 | $3,045.38 | $84,710 | $3,258.08 |
| $125,000 | $96,704 | $3,719.37 | $104,798 | $4,030.67 |
| $150,000 | $113,791 | $4,376.58 | $123,185 | $4,737.88 |
| $200,000 | $148,927 | $5,727.96 | $159,321 | $6,127.73 |
Texas hourly wage after taxes
Single filer, 2026, 40 hours a week, paid weekly, no overtime or deductions.
| Hourly rate | Gross per year | Take-home per week | Take-home per year | Take-home per hour |
|---|---|---|---|---|
| $10.00 | $20,800 | $360.36 | $18,739 | $9.01 |
| $12.00 | $24,960 | $426.24 | $22,165 | $10.66 |
| $15.00 | $31,200 | $524.02 | $27,249 | $13.10 |
| $18.00 | $37,440 | $620.44 | $32,263 | $15.51 |
| $20.00 | $41,600 | $684.72 | $35,606 | $17.12 |
| $25.00 | $52,000 | $845.42 | $43,962 | $21.14 |
| $30.00 | $62,400 | $1,006.12 | $52,318 | $25.15 |
| $40.00 | $83,200 | $1,295.41 | $67,361 | $32.39 |
Texas compared with other states
On a $75,000 salary, a single filer in Texas keeps about $2,788 a year more than in California. Florida, the other large state with no income tax, matches Texas exactly. Single filer, 2026, state income tax only; local income taxes elsewhere are not included.
| State | State income tax | Take-home pay | Difference vs Texas |
|---|---|---|---|
| Texas | $0 | $61,593 | — |
| Florida | $0 | $61,593 | — |
| California | $2,788 | $58,805 | -$2,788 |
| New York | $3,453 | $58,140 | -$3,453 |
| Illinois | $3,568 | $58,025 | -$3,568 |
| Georgia | $3,270 | $58,323 | -$3,270 |
| North Carolina | $2,484 | $59,109 | -$2,484 |
| Oklahoma | $2,830 | $58,763 | -$2,830 |
| Louisiana | $1,864 | $59,729 | -$1,864 |
| New Mexico | $2,359 | $59,233 | -$2,359 |
State rates as of January 1, 2026, from the Tax Foundation, State Individual Income Tax Rates and Brackets, 2026. Compare any state with the take-home pay calculator.
What Texans pay instead of income tax
Texas funds the state mostly through sales and property taxes. The state sales tax rate is 6.25%, and cities, counties and special districts can add up to 2% more, for a combined rate of up to 8.25%. Property taxes are set locally and are among the highest in the country, so a Texas homeowner's budget should include them alongside take-home pay.
Estimate those costs with the sales tax calculator and the property tax estimator. Employers also pay Texas unemployment tax on the first $9,000 of each employee's wages; it is not withheld from your pay. The employer payroll tax calculator shows the employer side.
Getting a closer match to your pay stub
Enter benefit deductions as annual amounts: multiply the amount on your pay stub by your number of paychecks. If your stub shows Roth 401(k) contributions, add them as post-tax deductions rather than 401(k) contributions.
Because Texas has no state tax, a gap between this estimate and your stub almost always comes from federal withholding. Review your Form W-4 with the W-4 withholding calculator, or see what a bonus check leaves you with the bonus tax calculator.
Frequently asked questions
Does Texas have a state income tax?
No. Texas does not tax wages or other personal income, and a 2019 amendment to the Texas Constitution prohibits a personal income tax. Your Texas paycheck only has federal income tax, Social Security and Medicare withheld, plus any deductions you choose.
How much is $60,000 a year after taxes in Texas?
For a single filer in 2026 with no pre-tax deductions, $60,000 is about $50,390 a year after taxes, or $1,938.08 every two weeks. Federal income tax is about $5,020 and Social Security plus Medicare is $4,590.
What taxes come out of a Texas paycheck?
Federal income tax (based on your Form W-4), Social Security at 6.2% of wages up to $184,500 in 2026, and Medicare at 1.45% of all wages, plus 0.9% Additional Medicare Tax above $200,000. Texas has no state income tax, no state disability insurance and no local income taxes.
Do Texas employees pay state unemployment tax?
No. Texas unemployment tax is paid by employers only and is never withheld from your pay. Only a few states, such as New Jersey and Pennsylvania, take unemployment contributions from employees.
How often must a Texas employer pay me?
Under the Texas Payday Law, employees who are not exempt from overtime must be paid at least twice a month, and exempt employees at least once a month. Biweekly pay, with 26 paychecks a year, is the most common schedule.
What is the minimum wage in Texas?
Texas uses the federal minimum wage of $7.25 an hour. Full-time at 40 hours a week, that is $15,080 a year before taxes. A $15 an hour job takes home about $524.02 a week for a single filer.
Sources
- IRS Revenue Procedure 2025-32 (2026 brackets and standard deduction)
- IRS Publication 15 (2026), Employer's Tax Guide (Social Security wage base)
- Texas Constitution, Article 8, Section 24-a (prohibition on a personal income tax)
- Texas Labor Code, Chapter 61 (Texas Payday Law)
- Texas Comptroller: Sales and Use Tax
- Tax Foundation, State Individual Income Tax Rates and Brackets, 2026