Georgia Paycheck Calculator 2026
Created by: Emma Collins
Last updated:
Calculate your 2026 Georgia take-home pay for salary or hourly wages, with the new flat 4.99% state income tax and $15,000 standard deduction, federal tax, Social Security and Medicare.
Georgia Paycheck Calculator
FinanceEstimate your Georgia take-home pay after federal income tax, the flat 4.99% Georgia income tax, Social Security, Medicare and payroll deductions.
Traditional (pre-tax) only
Through payroll
Roth 401(k), union dues, garnishments
Georgia take-home pay in 2026
A Georgia paycheck has four taxes withheld: federal income tax, Georgia income tax at a flat 4.99%, Social Security and Medicare. The state rate applies after the Georgia standard deduction of $15,000 ($30,000 for married couples filing jointly), and no Georgia city or county adds a local income tax.
Georgia cut its rate from 5.19% to 4.99% in May 2026, effective for the whole year. This calculator uses the new rate and deduction, the 2026 federal tax brackets, the $16,100 federal standard deduction for single filers ($32,200 joint), and the 2026 Social Security wage base of $184,500.
Examples
$60,000 salary, single, paid biweekly
Federal income tax is about $5,020. Georgia tax is $2,246: ($60,000 − $15,000) × 4.99%. Social Security and Medicare add $4,590. Take-home pay is $48,145 a year, or $1,851.71 per paycheck, an effective tax rate of 19.8%.
$120,000 household salary, married filing jointly
The $30,000 joint standard deduction brings Georgia tax to $4,491, and federal income tax is about $10,040. Take-home pay is $96,289 a year, or $3,703.42 every two weeks.
$15 an hour, and $25 an hour with overtime
At $15 an hour for 40 hours a week, gross pay is $31,200 a year and weekly take-home is about $508.48. At $25 an hour with five overtime hours a week at $37.50, gross pay is $61,750 and weekly take-home is about $951.22, or $21.14 per hour worked. Overtime may qualify for the federal no tax on overtime deduction, and Georgia adopted a more limited state exclusion for qualified overtime and cash tips in 2026; this calculator applies neither, because both are claimed when you file.
Georgia take-home pay by salary
2026, no pre-tax deductions, paid biweekly (26 paychecks). The Georgia tax column is for a single filer.
| Salary | Georgia tax | Single: per year | Single: per paycheck | Married: per year | Married: per paycheck |
|---|---|---|---|---|---|
| $30,000 | $749 | $25,537 | $982.17 | $27,705 | $1,065.58 |
| $40,000 | $1,248 | $33,073 | $1,272.02 | $35,661 | $1,371.58 |
| $50,000 | $1,747 | $40,609 | $1,561.87 | $43,397 | $1,669.12 |
| $60,000 | $2,246 | $48,145 | $1,851.71 | $51,073 | $1,964.35 |
| $75,000 | $2,994 | $58,599 | $2,253.79 | $62,377 | $2,399.12 |
| $100,000 | $4,242 | $74,939 | $2,882.25 | $81,217 | $3,123.73 |
| $125,000 | $5,489 | $91,215 | $3,508.25 | $100,057 | $3,848.35 |
| $150,000 | $6,737 | $107,055 | $4,117.48 | $117,197 | $4,507.58 |
| $200,000 | $9,232 | $139,696 | $5,372.90 | $150,838 | $5,801.46 |
Georgia hourly wage after taxes
Single filer, 2026, 40 hours a week, paid weekly, no overtime or deductions. The first row is the $7.25 federal minimum wage.
| Hourly rate | Gross per year | Take-home per week | Take-home per year | Take-home per hour |
|---|---|---|---|---|
| $7.25 | $15,080 | $267.74 | $13,922 | $6.69 |
| $12.00 | $24,960 | $416.68 | $21,668 | $10.42 |
| $15.00 | $31,200 | $508.48 | $26,441 | $12.71 |
| $18.00 | $37,440 | $598.91 | $31,143 | $14.97 |
| $20.00 | $41,600 | $659.20 | $34,278 | $16.48 |
| $22.00 | $45,760 | $719.49 | $37,413 | $17.99 |
| $25.00 | $52,000 | $809.92 | $42,116 | $20.25 |
| $30.00 | $62,400 | $960.64 | $49,953 | $24.02 |
| $40.00 | $83,200 | $1,229.96 | $63,958 | $30.75 |
Georgia compared with other states
Take-home pay on a $75,000 salary for a single filer in 2026, counting state income tax only; Georgia takes $2,994 at that salary. Local income taxes elsewhere, such as New York City's or Ohio's city taxes, are not included.
| State | State income tax | Take-home pay | Difference vs Georgia |
|---|---|---|---|
| Georgia | $2,994 | $58,599 | — |
| Florida | $0 | $61,593 | +$2,994 |
| Tennessee | $0 | $61,593 | +$2,994 |
| Alabama | $3,485 | $58,108 | −$491 |
| South Carolina | $3,343 | $58,250 | −$349 |
| North Carolina | $2,484 | $59,109 | +$510 |
| Texas | $0 | $61,593 | +$2,994 |
| New York | $3,453 | $58,140 | −$459 |
| New Jersey | $2,598 | $58,995 | +$396 |
| Illinois | $3,568 | $58,025 | −$574 |
| Ohio | $1,280 | $60,312 | +$1,714 |
| California | $2,788 | $58,805 | +$206 |
Georgia uses the 2026 rate and deduction set by HB 463; other states use rates as of January 1, 2026. Compare any state with the take-home pay calculator.
Other Georgia taxes to budget for
The state sales tax is 4%, and local taxes bring the combined rate to around 7% to 8% in most counties and 8.9% in the City of Atlanta. Property taxes are set locally and are moderate by national standards, with a homestead exemption for a primary residence. Georgia does not tax Social Security, and residents 62 and older can exclude up to $35,000 of retirement income a year, or $65,000 from age 65.
Estimate these costs with the sales tax calculator and the property tax estimator. Employers pay Georgia unemployment insurance tax, which is not withheld from your pay; the employer payroll tax calculator shows the employer side.
Getting a closer match to your pay stub
Enter benefit deductions as annual amounts: multiply the amount on your pay stub by your number of paychecks. Traditional 401(k) contributions and pre-tax health premiums reduce Georgia taxable wages as well as federal. If your stub shows Roth 401(k) contributions, add them as post-tax deductions.
Georgia withholding is based on your Form G-4. Each dependent you claim adds a $5,000 Georgia allowance from 2026, which this calculator does not include, so parents will see slightly lower Georgia tax than shown. For federal withholding, review your Form W-4 with the W-4 withholding calculator.
Frequently asked questions
What is the Georgia income tax rate for 2026?
Georgia has a flat income tax of 4.99% for 2026, down from 5.19% in 2025. HB 463, signed in May 2026, applied the cut to the whole year and raised the standard deduction to $15,000 for single filers and heads of household, or $30,000 for married couples filing jointly. Further cuts of 0.125 points a year toward 3.99% depend on the state meeting revenue targets.
How much is $60,000 a year after taxes in Georgia?
For a single filer in 2026 with no pre-tax deductions, $60,000 is about $48,145 a year after taxes, or $1,851.71 every two weeks. Federal income tax is about $5,020, Georgia tax is $2,246, and Social Security plus Medicare is $4,590.
Why might I get a bigger Georgia refund for 2026?
Employers withheld under the old rules (5.19% after a $12,000 deduction) until the new tables could be used from May 11, 2026, but the 4.99% rate and $15,000 deduction apply to all 2026 income. On a $60,000 salary the old rules cost about $246 more a year, so a single filer was overwithheld by roughly $88 for those months and should get it back when filing, unless their employer adjusted later paychecks.
Does Atlanta have a city income tax?
No. Atlanta and other Georgia cities and counties do not tax wages, so your paycheck has only federal and state income tax withheld, plus Social Security and Medicare.
What is the minimum wage in Georgia?
Most Georgia employers must pay the federal minimum wage of $7.25 an hour; Georgia's own $5.15 rate only applies to the few employers the federal law does not cover. Full time at $7.25, that is $15,080 a year, or about $267.74 a week after taxes for a single filer.
How much more would I take home in Florida or Tennessee?
On a $60,000 salary, a single filer keeps about $2,246 a year more in Florida or Tennessee, which do not tax wages. The table below compares Georgia with its neighbors and the states people often move from.
Sources
- IRS Revenue Procedure 2025-32 (2026 federal brackets and standard deduction)
- IRS Publication 15 (2026), Employer's Tax Guide (Social Security wage base)
- Georgia Department of Revenue: Important Tax Updates (HB 463 rate, standard deduction and dependent allowance)
- Georgia Department of Revenue: 2026 Employer's Withholding Tax Guide (revised June 2026)